We have more than 25 years of experience working with bars just like yours. We know the risks and challenges you face, and our agents work hard to find every opportunity to improve your coverage while keeping your costs low. You can protect your establishment with comprehensive and cost-effective Michigan bar insurance. At Tabak Insurance Agency, our specialists can help you get the coverage you need while still meeting the state’s regulations on businesses that serve alcohol.
General Liability Insurance – If liquor liability doesn’t cover the incident, general liability should help. This is for many third-party claims, such as property damage, negligence, injuries, and more. Your business needs to have this type of policy if you ever meet clients at your business or theirs, or have any physical access to their equipment. Additionally, this coverage may be a requirement before some businesses will sign a contract with you by clicking this link fowleragencycorp.com
Our mission is to provide individuals and businesses with well informed and cost effective risk management and insurance solutions that protect people, their property and their prosperity. Commercial property insurance is often included as part of a Business Owners’ Insurance Policy, or BOP. Data breach insurance helps your Michigan business respond to a breach if personally identifiable information gets lost or stolen.
This policy mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It’s important to note that this type of coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your business from that specific type of risk.
We can help you to determine a policy that works for your unique business. Additionally, general liability insurance is a requirement before some businesses will sign a contract with you. When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment and staff.
Melton McFadden has helped hundreds of businesses protect their assets and resources by delivering the most cost-efficient general liability insurance small business quotes. Product liability insurance – don’t confuse this with a product warranty or guarantee. This insurance policy will protect your business from the claims if your product ends up causing injury or other damage to third parties. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well. Thimble is a new insurance alternative for small business owners who may only need general liability insurance coverage for a short period of time.
General Liability Shop does not sell leads like many other online websites offering general liability coverage in Michigan. Every agent on our staff gets over 150 hours of annual training regarding our business insurance products and programs. When it comes to buying business insurance at the lowest rates, having a national insurance agency on your side can be a huge advantage. We’ve developed unique programs and coverage options for many types of businesses in Michigan, and throughout the U.S. Our agency works with each of our carriers to offer more flexible payment options designed to help improve business cash flow. The Hartford shall not be liable for any damages in connection with the use of any information provided on this page.
As a locally owned Michigan business, our clients are at the core of everything we do. We are committed to providing superior customer service and providing personalized advice and counsel. Trust biBERK for business insurance in Michigan and save up to 20%. We’re part of Warren Buffett’s Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.
We can tailor a business owners policy to meet your business’s specific needs by adding coverage such as business income, cyber protection, and professional liability. Employment practices liability insurance protects you and your business if you’re accused of wrongful termination, discrimination, sexual harassment, or other discriminatory workplace practices. If you operate a home-based business, many homeowner’s policies cap coverage at a certain dollar amount. If you have clients coming to your home office, any accidents or injuries that occur may not be covered.
Of Michigan’s 820,244 small businesses in 2008 , 179,525 were small employers, accounting for more than 51% of the state’s private-sector jobs. The best way to find out how much business insurance will cost you is to get a quote. Nearly two-thirds of Michigan business owners believe that The Mitten State has a positive business climate.1 It’s clear that small businesses play a significant role in Michigan’s economic landscape. Fill out a form online or give us a call to tell us about your company. Lakeside Insurance Agency has been serving the Metro Detroit area since 1978 and is committed to establishing a long-standing relationship with each of our clients. We provide the best insurance value and service available while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.